Do your research
Bigger isn’t always better
Purchase a home that stays in budget
To cover all these costs, you often have to use a combination of sources: own resources, a loan (a mortgage loan or a bridging loan) and/or the proceeds from the sale of your current home. Be sure to be assisted by a financial expert, so that you get a clear view of your options. If you need professional, fast, easy, and free to use mortgage broker, visit the Habito website.
Location, Location, Location
Take into account:
- The 'living feeling': do you want to live in the city or in the countryside? Do you like greenery or busy areas?
- Accessibility: do you have an easy connection with public transport and/or major motorways?
- Schools: Are you in the catchment area for good schools?
Do a home inspection
- The light - Are the windows double glazed?
- The heating - Is the boiler old or new? Do the radiators look new?
- The electrical installation - Does the fuse box look new? Is there any dodgy looking wiring?
- The condition of the roof and the woodwork
If you aren't confident with these elements then take someone along to a second viewing who can give you another pair of eyes and as you progress the sale you can have a building survey conducted to check the structural integrity of the property.
Picture your family living in the house
Buying a home has to be a joint decision between both organs: the brain and the heart.
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